CryptoPayCheckout is a non-custodial crypto payment gateway built for merchants. Accept Bitcoin, Ethereum, USDT, USDC, Solana, and 1,000+ cryptocurrencies on your website. Direct-to-wallet settlement. 1% flat fee. No KYC. No monthly charges.
A crypto payment gateway is the piece of software that lets an online business accept cryptocurrency from its customers and settle the funds into its own wallet. CryptoPayCheckout provides a full-stack gateway: checkout UI, blockchain monitoring, automatic forwarding, webhooks, merchant dashboard, and a simple REST API — everything you need to start accepting crypto in one integration.
The platform is non-custodial: we generate a unique deposit address for each transaction, watch the blockchain for incoming payments, and forward the funds directly to the payout wallet you configured. We never hold your money, we never freeze accounts, and we never charge rent in the form of monthly fees. The only cost is a flat 1% per successful transaction, plus the on-chain network fee required to move the settlement (which you can optionally pass on to your customer).
Most crypto payment processors are either expensive (3%+ plus hidden spreads), custodial (they hold your money and can freeze it), or require heavy KYC onboarding (business registration, passport upload, bank account verification). CryptoPayCheckout is built for the opposite: low flat fee, non-custodial flow, email-only signup. It is designed for indie SaaS, freelancers, digital product sellers, subscription businesses, and any merchant who wants a simple "customer pays crypto → I get paid" flow without the fintech paperwork.
Customers can pay in 1,000+ cryptocurrencies thanks to an integrated ChangeNOW-powered swap. They choose whatever coin they hold (DOGE, SOL, ADA, MATIC, and hundreds more); you receive your preferred settlement coin (BTC, ETH, USDT, etc.) in your wallet. No action required from you — the swap happens automatically behind the scenes.
Payments are forwarded straight to the wallet you control. We never take custody of your funds.
Accept BTC, ETH, USDT, USDC, SOL, TRX, LTC, DOGE, BNB, and 1,000+ other cryptocurrencies.
One of the lowest rates in crypto payments. No volume tiers, no monthly fees, no setup costs.
Email signup only. No passport, no business documents, no bank verification.
Funds arrive in your wallet within minutes of blockchain confirmation.
One POST to create a payment. One GET to check status. Webhooks for real-time updates.
Create shareable crypto payment links from the dashboard — no integration needed.
Add your logo, pick your brand color. Customers see your brand, not ours.
HMAC-signed webhooks and email notifications the moment a payment confirms.
Create a payment with a single API call. We handle blockchain monitoring, confirmations, exchange rate pricing, and automatic settlement to your wallet. Get notified via webhook when the payment confirms.
Read the full docs// One API call. Customer picks any of 1,000+ coins at checkout.
const res = await fetch('https://cryptopaycheckout.com/api/v1/payment/create', {
method: 'POST',
headers: {
'X-API-Key': YOUR_API_KEY,
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: 99.00, // USD
currency: 'USDT_TRC20', // your preferred settlement coin
order_id: 'order_12345'
})
})
const { checkout_url } = await res.json()
window.location = checkout_url // customer picks coin & pays